Why do I need a financial coach when I already have a financial adviser?

An adviser coaches your money.
A coach coaches you as you handle money.
Millionaire studies show that 80% of financial success is behavioral, with head knowledge only accounting for 20%. Conclusion? Most of us don’t handle our money well.

We know the struggle of having discipline with money.  We’ve gotten ourselves into car loans, student loans, credit cards, and buying stuff we couldn’t afford to impress people we didn’t like. And we did it without a written budget in place. When we first learned what a budget really was, we found it to be fairly easy to create, but very difficult to keep. Especially when it seemed like all our friends posting on social media appeared to be living in a paradise overseas, going out to eat every night, or working as full-time tourists. The content is everywhere, and we too fell prey to the lie that says, “I deserve this”.

However, the Bible says, “The rich rules over the poor, and the borrower is slave to the lender” – Proverbs 22:7.

Have you ever felt like a slave to your debt payments? As though you can never get ahead? That you owe everyone money but yourself? We have.
We have seen the pain, learned a way out, and have said “never again”.
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Dave Ramsey’s 7 Baby Steps is that way out. The steps  begin by saving $1000 and finish by being debt free, having an emergency fund of 6 months’ expenses in place, investing 15% of income into retirement, funding the kids’ colleges, paying off the house early and finally, by giving generously to others. These steps are revolutionary (especially in our culture) because it teaches us to start happening to our money instead of letting our money happen to us.

This, by no means, is a get rich quick scheme. This process is not for the faint of heart either, but it is for those who wish to be financially responsible, debt free and living like no one else. As Dave puts it, “Live now like no one else, so that later, you can live and give like no one else”. If you too have been believing a lie and are ready to break free from the cycle of living month to month, wondering where your paycheck went, and wish to make a plan for your future, we encourage you to schedule your  complimentary Discovery Session with us today.

Dave’s plan has proven to work for millions of people. However, as we said earlier, winning with money is only partially about the math; what matters most is your behavior. So… YOU determine how this goes. We’ll provide the common sense, the tools and the steps, but for us to walk with you, you must choose to commit to a plan we agree on together and decide to do what it takes to see the plan through. Our financial training comes from the Ramsey Solutions Financial Coach Master Training and is founded upon biblical principles with money and stewardship.